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From the Nest to your inbox: smart money moves, sanity checks, and CFO-level clarity for founders who feel the weight of numbers.

ARTICLE 28

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The Moment It Became Obvious

A founder told me recently:
“I didn’t grow revenue. I just stopped paying for things I didn’t remember approving.”

She wasn’t reckless. She was normal.
Like all of us, she subscribed, renewed, upgraded, promised herself she’d review it later…
and later never came.

One 45-minute cleanup added $1,180/month back to her cash flow.

No tactics.
No growth hacks.
Just reclaiming money she already earned.

You’re about to do the same.

Today, we continue to plug the leaks.

Your $1,000/month Cash-Back Playbook

You’re leaking money in ways that have nothing to do with sales.
Let’s change that!

Run a 12-Month Subscription Purge (saves $200–$600/month)

Pull your expenses from last year and sort them by vendor.

Look for:

  • Tools you don’t use

  • Tools your team doesn’t use

  • Tools doing the same job as other tools

  • Tools you pay annually for and forgot existed

  • Seats you added during “that big push” and never removed

Cut or downgrade ruthlessly.
Founder, you won’t miss 80% of what you cut. Promise.

Switch to Annual Plans You Actually Use (saves $100–$300/month)

If you use it weekly, consider switching to an annual plan for a more cost-effective option. Most vendors offer discounts of 20–40%.

On a $200/month tool, that’s:
→ $2,400/yr vs. $1,440/yr
$80/month saved on one tool.

Multiply that by 3–4 essential tools, and the savings accelerate.

Renegotiate High-Ticket Vendors (saves $150–$500/month)

You don’t need leverage to renegotiate.
You need competition.

Send this exact message:

“We’re reviewing vendors. Can you send your best renewal rate and match competitors?”

Works for:

  • Payroll platforms

  • Payment processors

  • Insurance

  • Benefits

  • Shipping partners

  • Cloud providers

Someone will drop their price. Someone always does.

Fix Billing Frequencies That Don’t Match Revenue (saves $100–$300/month)

If revenue comes in monthly but expenses come in annually, your cash flow gets choked.

Flip the big ones:

  • Software

  • Insurance

  • Contracted services

Smoother cash flow = fewer shortfalls = fewer emergency payments that cost more.

Kill the “Rogue Spend” Problem (saves $100–$400/month)

The enemy of cash flow?
Team members with company cards are buying “just one more thing.”

Solve it by:

  • Setting per-card limits

  • Moving to pre-approved vendor lists

  • Issuing virtual cards that burn after one use

  • Reviewing spend in a weekly 10-minute sweep

Founder, rogue spend is never malicious, just unmonitored.

Your Total: $1,000–$2,000/month Back in Your Pocket

Not theoretical.
Not “if everything goes perfectly.”
These are the numbers we see on a weekly basis inside ProfitNest.

Sometimes, you don’t need more sales.
You need less leakage.

Community Note

Founder, here’s the part we don’t talk about enough: every one of us is running small savings experiments behind the scenes. Tweaking settings. Cutting tools. Testing new payment flows.

Some moves hit. Some flop. We uncovered some money we hadn’t realized we were losing.

But we rarely share any of it, even though these small, unsexy wins are often what actually protect our cash and our sanity.

So, let’s change that.

Reply and tell us:

  • What savings move did you try this month?

  • What quietly worked?

  • What flopped?

  • What surprised you once you looked closer?

We’ll fold your stories (wins and misfires) into the NestLedger Playbook, so every founder learns faster and keeps more of the money they already earned.

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More margin. Less stress. Until then, breathe easy, Founder.
NestLedger (by ProfitNest) 🪺

Teaser for Next Issue:
👉 Coming up in the next NestLedger: Tax Clarity Series: Part 1 — Aligning Your Taxes

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